Built on Real Experience, Not Theory

We started pelorinthos in 2019 after watching too many businesses struggle with budget planning that looked perfect on paper but fell apart when market conditions shifted. Our approach comes from working through actual financial pressure points with real companies.

Financial planning workspace with risk assessment documents

Our Beginning

Why We Focus on Budget Risk

Most financial consultancies were offering the same optimistic forecasts and generic budget templates. But we kept seeing businesses blindsided by supplier price changes, seasonal demand shifts, and unexpected operational costs.

The problem wasn't bad planning. It was that traditional budgets assumed things would go according to plan. And they rarely do.

So we built our practice around a different question: what happens when your assumptions are wrong? That shift changed everything for our clients, and it's still the foundation of how we work today.

What Drives Our Work

These aren't mission statement words we put on a wall. They're the principles that shape every client engagement and every piece of guidance we provide.

Realistic Scenarios

We build financial models around what could actually happen, not best-case dreams. That means stress-testing assumptions and planning for disruption before it arrives.

Clear Communication

Financial risk shouldn't need a finance degree to understand. We explain concepts in plain language and focus on decisions you can actually make.

Context Matters

Your industry, business model, and growth stage all affect which risks matter most. We don't apply one-size-fits-all frameworks.

Risk analysis charts and financial modeling tools

Budget review meeting with scenario planning documents

How We Work

Our Approach to Budget Risk Management

Starting with Your Reality

We begin by mapping your actual cost structure and revenue patterns. Not what they should be or what your system says they are, but what's really happening in your operations right now.

Identifying Vulnerability Points

Where are you exposed if costs spike? What happens to cash flow if a major client delays payment? We systematically work through the scenarios that could create financial pressure.

Building Response Plans

Risk management means having options ready before you need them. We help you develop practical responses you can implement quickly when conditions change.

Who We Are

Our team brings together people who've worked in finance, operations, and business strategy. We understand budget risk from multiple angles because we've dealt with it in different contexts.

Ilsa Thorvaldsen

Lead Risk Advisor

Ilsa spent eight years managing financial planning for a manufacturing company that went through two major industry disruptions. She knows what it feels like when your carefully built budget stops matching reality, and she's good at helping businesses adapt without panic.

She's particularly skilled at working with companies experiencing rapid growth, where cost structures change faster than financial systems can track. Before joining pelorinthos, she led finance operations for three different scale-ups through their expansion phases.

Ready to Strengthen Your Budget Planning?

Let's talk about your current financial structure and where you might be exposed. No pressure, just a practical conversation about your situation.

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